Loan Process
Our straightforward loan process involves a seamless progression: Submit your application, provide the required documents, and let us handle the rest during underwriting. Then, once approved, close on your purchase.
Loan Process
Our straightforward loan process involves a seamless progression: Submit your application, provide the required documents, and let us handle the rest during underwriting. Then, once approved, close on your purchase.
by those who understand aviation
Our comprehensive understanding of the aviation industry allows us to provide unparalleled expertise in aircraft finance solution
Our straightforward loan process allows you to submit an application, provide the necessary documents, enter underwriting, and gain approval in days instead of weeks. This seamless process is accelerated by FLYING Finance’s deep understanding of the aviation industry, allowing us to tailor a solution to your specific mission and needs. We’ll ensure your financing experience is smooth and efficient.
An easy single application workflow that only requires a soft-pull credit report and allows you to E-sign documents!
3 years of tax returns & W-2, 3 months of bank statements, K1's (when applicable), Aircraft specification sheet, Personal Financial Statement and a Copy of Drivers License and Pilot's License!
Our underwriting process is handled by aviation specialists with a deep understanding of the industry, ensuring meticulous evaluation and approval of aircraft financing requests.
We understand aviation, including the risks and benefits when purchasing an aircraft. Our team is here to help you get approved!
Understand how to finance the aircraft you want
"You know the process now. Ask me how it applies to your specific situation — your aircraft, your credit, your timeline. I can tell you exactly where you stand before you apply."
You might have some questions about financing an aircraft, and thats okay!
Need more help? Contact Us
Apply using our online application (link), submit documents, and then get approved! The fastest and easiest aircraft financing process. We have a step-by-step process that you can find here (link back to the process page).
Depending on your unique situation, the amount of documentation needed will vary. At a minimum, we will need a copy of your drivers license, your pilots license (if applicable), tax documents, and income statements. Credit score and down payment are the two figures underwriting weighs most, and if you’re buying a used aircraft its logbooks get reviewed too.
Yes we do! If your requested loan amount is under $150,000, we have an accelerated low document program that will allow for you to close quickly with few documents required.
Yes, your information is safe and compliant with privacy laws as laid out by the federal credit bureau.
Stop dreaming and start flying. Our streamlined underwriting process is designed specifically for the modern market and can have you flying in as little as just one week.
Talk to a specialist
Every aircraft and every buyer is a little different. Tell us how to reach you and a FLYING Finance specialist will follow up to talk through your aircraft, your numbers and your timing.
Prefer to call? (702) 757-1176
Related market data: see aircraft loan rates vs. the 5-year Treasury, piston aircraft transaction index and aircraft market data hub, updated from primary sources.
| Step | What happens | Typical timing |
|---|---|---|
| 1. Pre-qualify | Short online application with a soft credit pull (no credit impact) | Minutes to apply; pre-approval in about 1 to 2 business days |
| 2. Choose the aircraft | Sign a purchase agreement and schedule the pre-buy inspection | Depends on your search |
| 3. Underwriting | Lender reviews income, liquidity, credit and the aircraft; full approval issued | About 3 to 5 business days |
| 4. Title and escrow | FAA title search, escrow opened, lien and registration paperwork prepared | Runs alongside underwriting |
| 5. Close | Documents signed, funds wired through escrow, FAA filings made | About 1 to 3 days once documents are in |
Typical timing for a complete file. Start your pre-approval.
