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LSA 6.92% · Certified Piston 6.46%

Tecnam Financing
Fleet to Flagship.

From a single P92 for flight training to a P2010 Gran Lusso for personal flight and a P2012 fleet for a regional operator, FLYING Finance works with Tecnam operators across the full lineup.

6.46%
Certified Piston Aircraft
6.92%
Light Sport Aircraft
15%
Min down payment
20 yr
Max amortization
2 days
To pre-approval
6.46%
Certified
6.92%
LSA
15%
Min down payment
20 yr
Max amortization
2 days
To pre-approval

Tecnam consistently ranks among the top piston aircraft producers in GAMA's annual shipment reports. US aviation academies across the country operate Tecnam fleets including the P2010 and P2006T. That institutional footprint is relevant to your financing. Lenders with Tecnam transaction experience treat it as a well-supported platform with an active parts and service network.

The Tecnam lineup spans two financing categories. The P-Mentor, P2010, P2012 Traveller, and legacy P2006T are certified piston aircraft with standard airworthiness certificates - they finance at 6.46%. The P92 Echo MkII and certain NG (Next Generation) formats are currently financed as Light Sport Aircraft as they await certification. Knowing your model's category before applying is the first step. The second step is ensuring the lender you work with has Tecnam transaction experience - which FLYING Finance provides through its network of aviation-specific lenders.

FLYING Finance is part of Firecrown Media - publisher of FLYING Magazine, AvBuyer, and Kitplanes, reaching pilots, operators, and aviation buyers across every segment of the market.


LSA vs certified - which rate applies?

Two rate categories in the Tecnam lineup. The category is determined by the aircraft's FAA certification, not the model name.

P92 Echo MkII · P2008 NG - S-LSA
6.92%
Light Sport Aircraft models with S-LSA airworthiness certificates finance at the 6.92% LSA rate. The P92 Echo MkII and P2008 are both S-LSA in U.S. configuration. Rotax power, composite construction, and Tecnam's hybrid airframe technology are standard on these models.
P-Mentor · P2010 MkIII · P2012 · P2006T
6.46%
Certified piston aircraft with standard airworthiness certificates finance at the 6.46% certified piston rate. The P-Mentor, P2010 MkIII (including TDI), P2012 Traveller, and P2006T are all FAA-certified aircraft with normal category airworthiness certificates - same lender pool as Cessna, Piper, and Cirrus.

Which Tecnam are you financing?

Six primary models across two rate categories.

LSA · two seat · training
Tecnam P92 Echo MkII
Est. ~$240K S-LSA

The P92 is the aircraft that built Tecnam's reputation. The current P92 Echo MkII features a carbon-fiber composite fuselage, Garmin G3X Touch avionics suite, and a choice of Rotax 912ULS2 100hp or Rotax 912 iS Sport fuel-injected engine. The P92 MKII with turbocharged Rotax 915iS was announced at AERO 2026. Short-field performance, low operating costs, and parts network support from Tecnam's global flight school footprint. S-LSA airworthiness certificate - 6.92% rate.


RateFrom 6.92% (LSA)
EngineRotax 912ULS2 or 912 iS
Min down15%
Max term15 years
Widely operated in Flight Training
LSA · two seat · next-gen trainer
Tecnam P2008 NG
Est. ~$340K S-LSA

The P2008 NG received EASA CS-23 Amendment 6 certification - with safety characteristics specifically enhanced at very low speeds. Tecnam's Hybrid Airframe Technology pairs a carbon-fiber fuselage with robust all-metal wings and stabilator. The Rotax 912 iSc2 fuel-injected engine burns just 3.7 gallons per hour and runs on automotive fuel or 100LL. Garmin G3X Touch glass cockpit standard. For schools already running the P-Mentor or P2006T, the P2008 NG enables a fully standardized all-injected training fleet. S-LSA - 6.92% rate.

RateFrom 6.92% (LSA)
EngineRotax 912 iSc2 - 3.7 GPH
Min down15%
Max term15 years
EASA CS-23 Amendment 6 certified
Certified piston · two seat · IFR trainer
Tecnam P-Mentor
Est. ~$400K–$530K certified

The P-Mentor is a two-seat, low-wing, IFR-capable trainer certified under EASA CS-23 and validated by the FAA under Part 23, introduced in 2022 and operated by flight schools worldwide. An all-Garmin IFR panel, mock landing gear handle and gear warning system, and Rotax 912iS engine at approximately 4 gallons per hour. Winner of the FLYING Magazine Innovation Award. Supports complete PPL, instrument, and commercial training on a single platform. Certified piston - 6.46% rate.

RateFrom 6.46% (certified piston)
New priceFrom ~$400K–$530K
Min down15%
Max term20 years
FLYING Magazine Innovation Award winner
Certified piston · four seat · diesel option
Tecnam P2010 MkIII
Est. ~$420K–$690K certified

The P2010 MkIII was launched at AERO Friedrichshafen 2026, available across the IO-390, IO-360, and TDI variants. MkIII enhancements include a completely new interior, factory-installed air conditioning, and advanced Garmin software package. FAA certification expected late 2026. The four-seat high-wing design features a composite fuselage with no life limits maintained entirely on condition. The TDI diesel variant runs on Jet-A. Both variants finance at 6.46% as FAA-certified aircraft.

Rate (P2010)From 6.46%
Rate (TDI diesel)From 6.46% · lender selection
Min down15%
Max term20 years
MkIII launched AERO 2026
Certified · nine seat · twin
Tecnam P2012 Traveller
~$2.5M–$3.8M certified

The P2012 Traveller is Tecnam's nine-seat twin-engine certified aircraft with dual Lycoming TEO-540 engines, purpose-built for regional operations, Part 135 fleet use, and flight school multi-engine programs. The P2012 VIP variant, launched at AERO 2026, adds a business-jet-style interior with premium leather seating and enhanced acoustic insulation for executive transport. Cape Air is among the P2012's primary operators in regional service. Certified piston - 6.46% rate.


RateFrom 6.46% · certified multi
Min down15–20%
Max term20 years
Primary useCommercial · Part 135 · fleet
P2012 VIP launched AERO 2026
Certified · four seat · twin · multi-engine trainer
Tecnam P2006T NG
FAA cert Q4 2026 · deliveries Q1 2027

The P2006T NG incorporates over 300 design improvements from its predecessor, powered by twin Rotax 912iSc3 fuel-injected engines each producing 100hp. Garmin G1000 NXi avionics, four independent access doors, and increased MTOW. Fuel consumption is approximately 3.7 gallons per hour per engine. Following its EASA certification, FAA validation and initial U.S. deliveries are anticipated for late 2026/early 2027. Buyers can apply for pre-approval now - terms confirmed at FAA type certificate issuance. Certified piston - 6.46% rate.

RateFrom 6.46% (certified piston)
FAA certExpected Q4 2026
Range930 nm · 14,000 ft ceiling
Fuel3.7 GPH per engine
The Airline ME hour Generator

What does a Tecnam actually cost monthly?

Real numbers across the Tecnam lineup. Note the rate difference between LSA (6.92%) and certified piston (6.46%).

Estimated monthly payments · Tecnam lineup
6.92% LSA · 6.46% certified · 20yr · 15% down
AircraftMarket priceDown (15%)Loan amountEst. monthly
Tecnam P92 Echo MkII (S-LSA)6.92% / 15yr · LSA rate $200,000$30,000$170,000 $1,520
Tecnam P2008 NG (S-LSA)6.92% / 15yr · LSA rate $240,000$36,000$204,000 $1,825
Tecnam P-Mentor (certified piston)6.46% / 20yr · certified piston $440,000$66,000$374,000 $2,780
Tecnam P2010 MkIII (certified piston)6.46% / 20yr · certified piston $682,000$102,300$579,700 $4,309
Tecnam P2012 Traveller (certified twin)6.46% / 20yr · commercial use $3,200,000$480,000$2,720,000 $20,215

The underwriting conversation

Tecnam transactions span LSA, certified piston, and commercial use categories. Here's what drives approval at each tier.

📋
FAA category
S-LSA or Certified

The most important step before applying is confirming your aircraft's FAA airworthiness certificate category. P92 Echo MkII and P2008 NG = S-LSA = 6.92% rate. P-Mentor, P2010 MkIII, P2012, P2006T NG = certified normal category = 6.46% rate. Knowing the category before you apply ensures you're presented to the right lender pool from the start.

🏫
Flight school fleet use
Most common use case

Flight training is the most common Tecnam transaction type we see. From Part 141 operations, Part 61 schools and individuals, flight training involves commercial use documentation: entity ownership, commercial insurance, revenue documentation, and sometimes multiple-aircraft underwriting under a single entity. FLYING Finance has structured fleet transactions for Tecnam operators.

🌍
Italian manufacturer
Global Reach

Tecnam has a multi-generational history based in Capua, Italy. The company's proud heritage came to the U.S. more than a dozen years ago, with Tecnam's North America activities base in Sebring, Florida. FAA type certification, U.S. warranty, and active parts availability through Tecnam's global supply chain support the ever growing fleet of aircraft here and abroad.

📊
Credit score
680+

680 minimum for most Tecnam transactions. P2012 commercial use transactions at $2.5M–$3.8M require full commercial borrower profiles: business entity financials, revenue documentation, and personal guarantees. Individual buyers of P92 and P2008 NG LSA models follow the standard LSA underwriting profile with lower loan values and faster approval timelines.

🔧
Maintenance infrastructure
Tecnam service network

Tecnam maintains a network of authorized service centers across the U.S. Service records from Tecnam-authorized facilities carry more lender weight than independent shops, particularly for certified models. Rotax-authorized maintenance for P92 and P2008 NG engine service is equally important - Rotax-specific service documentation is standard for LSA lenders.

💰
Down payment
15–20%

15% standard for individual buyer LSA and certified piston transactions. P2012 commercial use transactions at higher loan values typically see 15–20% depending on borrower entity profile and revenue documentation. Fleet financing for multiple aircraft sometimes qualifies for structured fleet terms - ask about fleet-specific structures if you're financing more than one aircraft.



Getting your file ready

Individual buyer or flight school fleet - documentation requirements vary significantly. Know which profile applies before you apply.

Individual buyer
  • Three years of personal federal tax returns (all pages)
  • Three years of W-2s or business returns
  • Two most recent pay stubs (W-2 borrowers)
  • Three months of bank statements
  • Personal financial statement or net worth summary
  • Aircraft listing or dealer quote with FAA category noted
  • Signed purchase agreement when available

P92 and P2008 NG individual buyers typically receive pre-approval in 2 business days on a complete file.

Flight school / commercial operator
  • Three years of business and personal federal tax returns
  • Year-to-date profit and loss statement
  • Three months of business and personal bank statements
  • Business entity documentation (operating agreement, EIN)
  • Personal financial statement / personal guarantee
  • Operating certificate (Part 141 or Part 135)
  • Revenue documentation and student enrollment history
  • Fleet insurance documentation if multiple aircraft

Fleet transactions: plan 5–7 days. P2012 commercial transactions benefit from a pre-submission documentation call.


New to aircraft ownership?
Start with the First-Time Buyer Guide.

Before you go deep on a specific aircraft, the First-Time Buyer Guide walks you through every mission path — from EAB's and piston trainers to the turbine step-up — with real cost-of-ownership data, pre-buy checklists, and a loan calculator calibrated to each category. Five paths, one page.

Five mission paths
Trainer · EAB · LSA · High-Perf · Turbine
Real cost data
AOPA ownership costs on every aircraft
Soft pull
Pre-approval in 2 days, no credit impact

Questions we answer every week

What rate does a Tecnam P92 or P2008 NG get?
The P92 Echo MkII and P2008 NG are S-LSA (Special Light Sport Aircraft) and finance at the LSA rate - from 6.92% for qualified borrowers as of mid-2026. Amortization caps max out at 15 years for standard light sport models, and may be accelerated to 10–12 years if placed into a high-utilization flight training environment.The certified Tecnam models - P-Mentor, P2010 MkIII, P2012, and P2006T NG - carry standard airworthiness certificates and finance at the certified piston rate of 6.46%. Confirm your aircraft's airworthiness certificate category before applying so we route to the correct lender pool from the start. See the live rate board.
What rate does the Tecnam P-Mentor get?
The P-Mentor is an FAA Part 23 certified aircraft - not an LSA - and finances at the certified piston rate of 6.46%. Despite being a two-seat, Rotax-powered aircraft similar in size to the P2008 NG, the P-Mentor's Part 23 type certificate places it in the certified piston financing category alongside the P2010 and P2012. While individual private buyers can access terms up to 20 years, flight schools acquiring a P-Mentor fleet are typically structured on a 10-to-15-year schedule to match airframe utilization. This is a common source of confusion and one reason it's important to confirm FAA certification category before applying. Start your pre-approval.
Can I finance a Tecnam fleet for a Part 141 flight school?
Yes. Fleet financing for Part 141 operators is a common Tecnam transaction type. Part 141 fleet financing involves commercial use documentation: operating certificate, student enrollment and revenue history, entity ownership, commercial insurance covering training operations, and personal guarantees from the school's principals. Multiple-aircraft fleet transactions are possible under a single entity structure. FLYING Finance has structured fleet transactions for flight training operators and knows the documentation package lenders need for commercial aviation use.
Does Tecnam being an Italian manufacturer affect my loan?
With the right lender, no. Tecnam North America operates the U.S. market from Sebring, Florida, maintains FAA type certification, and provides active warranty and parts support. Aviation lenders experienced with Tecnam treat it the same as any other FAA-certified manufacturer. The concern about foreign manufacturers applies primarily to lenders without Tecnam transaction experience - FLYING Finance routes to lenders who have financed Tecnam aircraft and don't apply unnecessary foreign manufacturer discounts to the collateral valuation.
How does the P2010 TDI diesel engine affect financing?
The P2010 TDI is a certified aircraft that finances at the certified piston rate of 6.46%. The diesel engine requires a lender familiar with non-standard engine configurations - similar to the Austro AE300 in the Diamond DA40 NG. Diesel engine service records from authorized facilities and current maintenance documentation are important collateral considerations. FLYING Finance routes to lenders with TDI experience who price the Jet-A efficiency advantage correctly.
Can I finance the P2006T NG before it receives FAA certification?
You can apply for pre-approval now and we will confirm terms once the FAA type certificate is issued, expected late 2026. The P2006T NG is already EASA certified and in active service in Europe and seven other countries. U.S. deliveries are expected shortly thereafter. Starting your pre-approval now means you're in a position to move immediately when the FAA certificate comes through and deliveries begin. Start your application.
How long does Tecnam financing take?
Individual buyer P92/P2008 NG pre-approval: 2 business days. P-Mentor and P2010 certified piston: 2–3 days. P2012 commercial use: 5–7 days due to the commercial documentation review. Full approval once aircraft is identified and pre-buy or condition inspection is complete: 3–5 business days. Closing: 1–3 days. Fleet transactions with multiple aircraft add timeline for the additional collateral review. See the full loan process.

Amelia
FLYING Finance AI Specialist
Permanent member of the FLYING Finance team

"Tecnam spans LSA and certified categories. I know the rate structure, fleet financing documentation, and which lenders have Tecnam experience. Ask me about rates, payments, or the process."

P-Mentor rate - LSA or certified piston?
Monthly payment on a $440K P-Mentor?
Fleet financing for a Part 141 Tecnam school?
P2008 NG vs P-Mentor monthly payment difference?
Pre-approval for the P2006T NG before FAA cert?
A
Tecnam spans LSA and certified categories. The lineup includes the P92 Echo MkII, P2008 NG, P-Mentor, P2010 MkIII, P2012 Traveller, and P2006T NG. Fleet financing for flight schools is a common transaction type. What are you working on?
Ready to move on your Tecnam?
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Aircraft Model Class Max Cruise Speed Max Operating Alt. Target Mission
Tecnam P2008 Light Sport / Single-Engine 120 KTAS 14,000 ft Primary Flight Training / Sport
Tecnam P-Mentor CS-23 IFR Trainer 117 KTAS 13,000 ft Commercial IFR Training Fleet
Tecnam P2010 High-Performance 4-Seat 146 KTAS 18,000 ft Premium Touring / Cross-Country
Tecnam P2006T Light Twin-Engine Piston 150 KTAS 14,000 ft Multi-Engine Training / Commercial
*Performance specifications are approximate and based on manufacturer data. Financing terms and capital structures vary by model year, commercial vs. private utilization, and condition.

FLYING Finance's Aircraft Buyer's Guide

The 2026 Edition: Pistons & Entry-Level Turbines