Beechcraft Bonanza Financing
Certified Piston from 6.22%

Beechcraft Financing
The Bonanza & Baron.

Eight decades of continuous production made the Bonanza and Baron the best-understood collateral in general aviation. Production is ending — the pre-owned market is not. Financing the piston Beechcraft line is what this page covers. For the King Air and Denali, see the turbine Beechcraft page.

6.22%
Certified piston rate
15%
Min down payment
20 yr
Max amortization
2 days
To pre-approval
6.22%
Certified piston (Bonanza / Baron)
15%
Min down payment
20 yr
Max amortization
2 days
To pre-approval
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Textron announced the end of Beechcraft Bonanza and Baron production in November 2025. Once the remaining order backlog is fulfilled, no new Bonanzas or Barons will be built. The pre-owned market for both aircraft remains active — tens of thousands are flying, factory parts support continues, and neither type is going away. The Bonanza G36 and Baron G58 finance at the certified piston rate of 6.22%. A well-documented example with a current engine and up-to-date avionics underwrites the same way it always has.

Where did the King Air go? The turbine side of the Beechcraft brand — the King Air 260 and 360 twin turboprops and the new Denali single — now has its own dedicated page. The rate category, the lender pool, the engine-program conversation, and the age-formula math are all different once you cross the turbine line, and the turbine conversation deserved its own room. If your Beechcraft has a PT6 on the front — or a GE Catalyst — start at King Air & Denali financing.

This page covers the piston line: the Bonanza in all its generations, the Baron light twin, and the underwriting realities of financing aircraft whose newest examples are the last of the line and whose oldest are approaching eighty years old.

Turbine Beechcraft buyers: the King Air 260, King Air 360, and Denali finance at the turboprop rate of 6.34% with a different lender pool and documentation package. Go to the King Air & Denali page →

Which Beechcraft are you financing?

Late-model G-series, mid-generation classics, and vintage airframes each underwrite differently. All finance at the certified piston rate.

Certified piston · pre-owned · 6.22%
Beechcraft Bonanza G36
Pre-owned market · production ending

The Bonanza G36 is the final variant of the aircraft that first flew in December 1945 — the longest continuous production run in aviation history. Continental IO-550-B engine, six seats, retractable gear, Garmin G1000 NXi in later examples. Textron announced the end of new production in November 2025 once the remaining backlog is filled. Recent-year pre-owned examples are the last of the line, and lender familiarity is as deep as it gets — the Bonanza has been financed continuously for eight decades.

RateFrom 6.22% (certified piston)
EngineContinental IO-550-B
Pre-owned range~$350K–$750K by year
Min down15%
Pre-owned only · production ending
Certified piston · twin · 6.22%
Beechcraft Baron G58
Pre-owned market · production ending

The Baron G58 is Beechcraft's light twin — dual Continental IO-550-C engines, six seats, and a Garmin G1000 NXi panel in later examples. Production ends alongside the Bonanza. Twin-engine piston underwriting adds a documentation layer relative to a single: two engines' worth of logbook scrutiny, multi-engine insurance requirements, and a lender pool that has cooled somewhat on piston twins in recent years. A clean, well-documented G58 still finances on standard certified piston terms — the file just needs to be tighter.

RateFrom 6.22% (certified piston)
EnginesDual Continental IO-550-C
Pre-owned range~$700K–$1.2M
Min down15–20%
Twin — extra logbook scrutiny
Certified piston · classic · 6.22%
Bonanza A36 / F33 / V35 (classic era)
~$120K–$400K depending on era and panel

The classic Bonanza fleet — straight-tail A36s and F33s, and the iconic V-tail V35 series — is one of the deepest pre-owned markets in GA. Lenders know these airframes intimately; what drives the individual deal is age, engine status, damage history, and panel. Pre-1980 airframes trip the age-plus-amortization formulas some lenders apply, which shortens available terms with certain lenders but not others. A mid-time IO-520/550 with clean logs and a modernized panel is very placeable at full terms.

RateFrom 6.22% (certified piston)
WatchAge formula on older airframes
Value driversEngine time, logs, panel
Min down15–20%
Deep lender familiarity
Turbine Beechcraft · own page
King Air 260 / 360 & Denali
Turboprop rate · from 6.34%

The turbine side of the Beechcraft house — the King Air twin turboprop family in continuous production since the 1960s, and the new Denali single-engine turboprop — finances in a different rate category with a different lender pool, engine-program requirements, and age-formula math. The full treatment lives on its own page: model cards for the 260, 360, pre-owned 200/250/350 series, and the Denali, payment tables, and the turbine underwriting conversation.

RateFrom 6.34% (turboprop)
CoverageKing Air 260 / 360 / pre-owned / Denali
King Air & Denali financing →

What does a piston Beechcraft cost monthly?

Computed at today's certified piston rate. Turbine payments live on the King Air & Denali page.

Estimated monthly payments — piston Beechcraft
6.22% certified piston · 20yr · 15% down
AircraftMarket priceDown (15%)Loan amountEst. monthly
Bonanza G36 (pre-owned, 2020)6.22% / 20yr — certified piston $620,000$93,000$527,000 $3,843
Bonanza A36 (pre-owned, 1999)6.22% / 20yr — certified piston $340,000$51,000$289,000 $2,107
Bonanza V35B (pre-owned, 1978)6.22% / 15yr — age-adjusted term $145,000$29,000$116,000 $846
Baron G58 (pre-owned, 2019)6.22% / 20yr — certified piston $950,000$142,500$807,500 $5,888

The underwriting conversation

Late-model singles, twins, and vintage airframes each have their own dynamics.

📋
Rate category
Certified Piston

Every piston Beechcraft — G36, G58, classic Bonanzas, older Barons — finances at the certified piston rate of 6.22%. The deepest lender pool in general aviation, which means competition works in your favor on a clean file.

⚖️
Twin scrutiny
Baron logbooks ×2

A Baron underwrites like a certified single with double the engine documentation. Lender appetite for piston twins has cooled industry-wide — maintenance exposure on two engines and the performance of modern singles both play a role — so the Baron file needs current engines, complete logs, and a realistic operating budget. Clean examples still close on standard terms.

📊
Age formula
Vintage airframes

Some lenders cap airframe age plus amortization. A 1978 V35B may see a 15-year term with one lender and 20 with another. Vintage Bonanzas are absolutely financeable — routing the file to the lender whose formula fits your airframe is part of what FLYING Finance does.

🔧
Engine status
Time since overhaul

The IO-550's TBO and the aircraft's position against it drive value on every piston Beechcraft. An engine at or near TBO isn't a dealbreaker — an overhaul can often be rolled into the loan — but it must be priced into the deal, not discovered at the pre-buy.

🛡️
Insurance
Retract + twin factors

Retractable gear raises the training bar on every Bonanza; the Baron adds multi-engine requirements. Time in type is the biggest premium lever — get dual in type before binding. See the insurance guide for the full picture.

💰
Down payment
15% standard

15% minimum on standard transactions with strong credit; 20% typical on vintage airframes, twins with marginal documentation, or credit-builder files. Larger down payments can offset age-formula constraints on older aircraft.



Beechcraft deals we've closed

Recent certified piston transactions from the FLYING Finance team.

Closed & Funded
Bonanza G36 — Mid-Atlantic
Pre-owned G36 for a private owner stepping up from a Cessna 182. Clean maintenance history. Closed in 8 business days from pre-approval.
Turbine Beechcraft
King Air transactions →
King Air closed-and-funded stories, payment tables, and the turbine underwriting conversation now live on the King Air & Denali page.

Aircraft details withheld for client privacy.

New to aircraft ownership?
Start with the First-Time Buyer Guide.

Before you go deep on a specific aircraft, the First-Time Buyer Guide walks you through every mission path — from EAB's and piston trainers to the turbine step-up — with real cost-of-ownership data, pre-buy checklists, and a loan calculator calibrated to each category. Five paths, one page.

Five mission paths
Trainer · EAB · LSA · High-Perf · Turbine
Real cost data
AOPA ownership costs on every aircraft
Soft pull
Pre-approval in 2 days, no credit impact

Questions we answer every week

Can I still buy a new Beechcraft Bonanza or Baron?
Textron announced the end of Bonanza G36 and Baron G58 production in November 2025. New production will continue only until the remaining order backlog is fulfilled. After that, both types will be pre-owned only. If you are looking for a new Bonanza or Baron, contact a Textron Aviation dealer to confirm whether any remaining production slots are available. For pre-owned examples, FLYING Finance finances both types at the certified piston rate. Start your pre-approval.
Does a Baron finance differently than a Bonanza?
Same rate category — certified piston — but a tighter file. Twin-engine underwriting means two engines of logbook scrutiny, multi-engine insurance requirements, and a lender pool that has cooled somewhat on piston twins. A clean, current G58 closes on standard terms; a twin with logbook gaps or a run-out engine needs more lender selectivity and often 20% down.
Can I finance a vintage V-tail Bonanza?
Yes. The V35 series is well-understood collateral with decades of transaction history. The constraint is the age-plus-amortization formula some lenders apply: a 1970s airframe may cap at a 15-year term with one lender while another allows 20. Engine time, damage history, and panel modernization drive the individual deal. FLYING Finance routes vintage Bonanza files to the lenders whose formulas fit.
Where did the King Air and Denali content go?
To their own page. The turbine Beechcraft line — King Air 260, King Air 360, pre-owned King Airs, and the new Denali — finances at the turboprop rate with a different lender pool, engine-program requirements, and age-formula math. The full treatment, including payment tables and Denali delivery-timeline guidance, is at King Air & Denali financing.
Can an engine overhaul be rolled into my Bonanza loan?
Often, yes. If the pre-buy shows an engine at or near TBO, the overhaul cost can frequently be included in the loan amount, with funds disbursed to the overhaul shop at closing or held in escrow. This is a common structure on classic Bonanzas and keeps you from paying cash for the engine on top of the purchase. Raise it at pre-approval so the loan is sized correctly from the start.


Amelia
FLYING Finance AI Specialist
Permanent member of the FLYING Finance team

"The piston Beechcraft line is the best-understood collateral in general aviation — I can talk Bonanza generations, Baron twin underwriting, and vintage age formulas all day. King Air questions? I will point you to the turbine page."

What rate does a Bonanza G36 get?
Monthly payment on a $620K Bonanza G36?
Can I finance a 1978 V-tail Bonanza?
Does a Baron finance differently?
Can an overhaul be rolled into the loan?
A
This page covers the piston Beechcraft line — Bonanza and Baron, late-model through vintage. Financing a King Air or Denali? Those live at /king-air-financing/. What are you working on?
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