Beyond the Barriers — FLYING Finance
Beyond the Barriers

From the cockpit
to the command bridge.

A specialist financing brokerage for aircraft and marine assets — built inside the largest editorial ecosystem in aviation and on the water.

As trusted by readers of
FLYING Plane & Pilot KITPLANES AvBuyer Power & Motor Yacht Boating Yachting Cruising World PassageMaker
Who we are

The largest voice in aviation and on the water — now financing the assets it covers.

FLYING Finance is the financing arm of Firecrown — the publisher behind the most-read titles in aviation and marine. Our editors have flown the airplanes and stepped aboard the yachts our readers buy. Now we underwrite them.

For a hundred years, FLYING has been the magazine of record in general aviation. On the water, Firecrown's marine portfolio reaches the same audience your dealer sees at FLIBS and Palm Beach. The financing brokerage was built so the people we cover would have somewhere to go that already understood the asset.

9+
Editorial titles
100yrs
Aviation heritage
#1
Voice in segment
2M+
Engaged readers
We don't sell paper. We curate it. The brokerage thesis
Why a brokerage, not a balance sheet

A direct lender has one product. We have access to a market.

A direct lender writes the deal that fits its book. A specialist brokerage writes the deal that fits the buyer. We hold relationships with banks, captives, family offices, and asset-backed funds across both sides of our business — and we shop the room, not the rolodex.

That matters when the asset is a Vision Jet on one hand and a 70-foot motor yacht on the other. The covenants, the survey work, the seasonal cash flows, the ownership entity — they all look different to a generalist lender. They look familiar to us, because we wrote about them last week.

From the captain's chair to the helm — one relationship, two domains.
Generalist Lender One product line
FLYING Finance The whole market, shopped
Writes the deal that fits its book — the same product offered to every borrower.
Writes the deal that fits the asset, the entity, and your liquidity profile.
Generic underwriting. Logbooks and surveys are unfamiliar territory.
Asset-specialist diligence — the questions a chief pilot or a captain would ask.
Two domains, two banks. Coordinate it yourself.
One file across aviation and marine. One approver. One decision.
Terms anchored to a balance sheet, not the buyer.
Terms anchored to a network — banks, captives, family offices, asset-backed funds.
Capital mobility

Financing the asset is the cleanest way to keep capital working.

The buyers we serve almost always have the cash. They choose financing because the cash is doing more elsewhere — and because a single specialist relationship across aircraft and marine is simpler than coordinating two generalist banks.

That's the brief: liquidity preserved on your side, specialist coverage on ours, one approver who sees the whole picture.

  • Liquidity preserved — your capital stays deployed
  • One relationship across two domains
  • Specialist coverage from underwriting through close
  • The whole ecosystem at your back
What we finance

Two domains. One file. One approver.

Whether your next acquisition lifts off or pulls away from the dock, the team that underwrites it has been there.

Aviation

From the entry-level personal jet to the next step up the turboprop ladder, our aviation book is built around the airframes our editors know best.

  • Cirrus Vision Jet (SF50)
  • Turboprop step-ups
  • Light jets
  • High-performance certified singles & twins
  • Light sport aircraft (LSA)

Marine

From the flybridge to the catamaran market, we finance the boats the dock walkers actually buy — new build, brokerage, and refinance.

  • Motor yacht & flybridge
  • Sportfish, express & trawler
  • Catamarans & multihulls
  • New build & brokerage
  • Refinance
The process

One file. Four steps. Specialist eyes the whole way through.

No exchange of redundant documents between teams that don't speak the same dialect. The same people who pre-approve you on Monday close you on the asset at the dock or on the ramp.

  1. Pre-approval

    A short conversation, a tight document list, and a working credit envelope inside a few business days.

  2. Asset underwriting

    Specialist diligence on the airframe or the hull — the things a generalist lender doesn't know to look for.

  3. Structure & terms

    We shop the right capital partner for the asset, the entity, and your liquidity profile.

  4. Approval & close

    One file. One approver. One decision. Funded in time for delivery.

The underwriting lens

The borrower matters. The asset matters too.

These are recourse loans — global cash flow, liquidity, and credit profile are still central to every file. The difference is what gets added on the asset side: real diligence on the airframe or hull, by people who understand the type. Both lenses, every transaction.

Borrower diligence

Personal financial statement, two years of returns, liquidity and net-worth posture, ownership entity, and global debt service. Standard recourse underwriting — done quickly because the document request is scoped tightly to what the credit committee actually needs.

Aviation diligence

Logbook continuity, engine programs, AD compliance, training currency for the type, hangar and insurance posture. The questions a chief pilot would ask.

Marine diligence

Marine survey and on-water trial — an independent surveyor inspects the hull, systems, and electronics, and we sea-trial under power. The same diligence a serious buyer would already insist on.

Aviation financing

Finance the aircraft.
Soft pull. 48 hours.

Certified piston, turboprop, light jet, LSA, EAB, and floatplane financing through lenders who know the collateral. Pre-approval does not affect your credit score and commits you to nothing.

6.37%
Turbine from
6.46%
Cert. piston from
20 yr
Max amort.
Marine financing

Finance the vessel.
One specialist. One file.

Power, sail, and commercial marine financing. New build, brokerage, and refinance. The same specialist who handles your aircraft file handles your marine inquiry.

2 days
To pre-approval
$250K+
Typical minimum
20 yr
Max amort.
Model a payment

A working number, not a marketing number.

Adjust the asset class, price, down payment, term, and indicative rate. Whatever you model here travels with you to pre-approval.

$3,000,000
20%
15 yrs
7.25%
Estimated monthly payment
$21,899
Loan amount
$2,400,000
Down payment
$600,000
Use these numbers in pre-approval

For modeling only. Final rates and structure are determined during pre-approval and underwriting.

Ask Amelia - FLYING Finance Specialist
Two assets. One conversation.
Ask about financing your aircraft, your yacht, or both. Amelia understands both markets and how lenders look at the full picture when you bring them together.
Yacht vs. aircraft financing
Finance both at once
Current aircraft rates
Aircraft pre-approval
Bonus depreciation
Amelia - Aviation & Marine Finance Specialist
I specialize in financing across both domains - aircraft from certified pistons to business jets, and marine assets from center consoles to expedition yachts. Whether you are looking at one asset or both, I can walk you through what lenders look at, what rates look like today, and how to structure the file. What are you working on?
A specialist replies within one business day.
Common questions

What buyers ask before they begin.

Are you a lender or a broker?

A specialist brokerage. We hold relationships across a network of banks, captives, family offices, and asset-backed funds, and we structure each file to the asset and the buyer rather than to a single product line.

Do you finance high-performance certified and light sport aircraft?

Yes — alongside light jets, turboprops, and the Vision Jet, our aviation book includes high-performance certified singles and twins as well as LSAs. If you fly it and it has a logbook, we likely have a path.

Do you finance sportfish, trawlers, and catamarans — or just motor yachts?

All of them. Sportfish, express, trawlers, motor yachts, and catamarans, in both new build and brokerage, plus refinance.

What does pre-approval require?

A short conversation, a tight document list, and personal financials. We work with you to make the document request appropriately scoped — and we don't run hard credit until we're aligned on structure.

How long does it take?

Pre-approval is typically a few business days. Closing is timed to delivery — your acquisition team and our underwriting team work to the same schedule.

Do you handle refinances?

Yes — refinancing existing aircraft and marine debt is a common reason to begin a relationship. The diligence path is the same; the conversation is shorter.

Beyond the barriers. One file. One specialist. One decision.

Begin pre-approval
From the editorial desk

The coverage behind the financing.

FLYING Finance is the financing arm of Firecrown — the publisher behind the most-read titles in aviation and on the water. These are the editorial resources worth reading before you finance.

FLYING Magazine
The magazine of record in general aviation — since 1927.
Aircraft reviews, pilot reports, and the most-read aviation editorial in North America. The editorial home of the audience FLYING Finance serves.
Read FLYING →
Power & Motor Yacht
The authority on power cruisers, motoryachts, and offshore passage making.
Boat tests, dock walks, and ownership coverage for the powerboat buyer. The marine editorial partner behind the Beyond the Barriers financing platform.
Read PMY →
KITPLANES
Builder and owner coverage for the experimental aviation community.
EAB builds, kit reviews, avionics, and the MOSAIC expansion. The editorial resource for the builder-pilot segment of the FLYING Finance borrower pool.
Read KITPLANES →
Yachting
Sailboat and performance yacht coverage for the cruising and racing audience.
From offshore bluewater sailing to superyacht coverage, Yachting serves the upper end of the marine market.
Read Yachting →
AVweb
Aviation news, safety, and market commentary for active pilots.
Daily aviation news, accident analysis, and market commentary. AVweb reaches the most engaged segment of the active pilot community.
Read AVweb →
Cruising World
Liveaboard and bluewater sailing for the passage-making community.
The editorial home of the serious cruising sailor — bluewater passages, gear reviews, and extended offshore sailing.
Read Cruising World →
FLYINGFinance

A Firecrown company.

FLYING Finance is a specialist financing brokerage. Indicative figures shown for modeling only and do not constitute a credit decision or an offer to lend. All transactions are subject to underwriting and final approval by the originating lender.

(423) 558-2024  ·  sales@flyingfinance.com