Aircraft Snapshot

  • Airframe ClassLight Jet
  • Passenger Capacity5 to 7
  • Max Range1,178 NM
  • Normal Cruise Speed390 KTAS
  • Useful Load3,200 lbs

Acquisition & Financing

  • Est. Acquisition Cost (Used)$1.8M - $2.8M
  • Financing Profile / LiquidityHigh

Operating Costs

  • EngineP&W PW617F-E
  • Engine TBO3500 hrs
  • Fuel TypeJet-A
  • Fuel Efficiency100 GPH
  • Direct Operating Cost$1,150 / hr

Financed Cost of Ownership

$19,587/mo

Estimated all-in monthly cost of ownership

  • Financing Payment$14,795/mo
  • Operating Cost (Est.)$4,792/mo

6.69% rate (Turboprop & Jet), 15% down, 20-year term, 50 hrs/yr assumption.

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Avionics

Garmin Prodigy (G1000)

Ownership Analysis

The original Phenom 100, introduced in 2008, is Embraer’s first entry-level light jet, powered by Pratt & Whitney PW617F-E engines with the Prodigy (Garmin G1000-based) flight deck. Its rugged trailing-link landing gear and single-pilot certification made it popular with owner-pilots stepping up to jets.

Engine program enrollment and avionics upgrade status are the main value variables; the classic Phenom 100 trades below later E, EV, and EX models. Some owners have pursued upgrades to later Phenom avionics and software standards, which should be reflected in the aircraft’s documentation.

The Phenom 100 fleet’s size gives lenders solid comparables, though underwriting focuses on engine program status and maintenance history. Loan terms fall under the Turboprop & Jet tier.

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