Cirrus SR20 (G6)

Aircraft Snapshot

  • Airframe ClassSingle-Engine Piston
  • Passenger Capacity4 to 5
  • Max Range709 NM
  • Normal Cruise Speed155 KTAS
  • Useful Load1,028 lbs

Acquisition & Financing

  • Est. Acquisition Cost (Used)$400,000 - $600,000
  • Est. Acquisition Cost (New)$600,000 - $700,000
  • Financing Profile / LiquidityExtremely High

Operating Costs

  • EngineLycoming IO-390-C3B6
  • Engine TBO2200 hrs
  • Fuel Type100LL
  • Fuel Efficiency11 GPH
  • Direct Operating Cost$160 / hr

Financed Cost of Ownership

$4,792/mo

Estimated all-in monthly cost of ownership

  • Financing Payment$4,126/mo
  • Operating Cost (Est.)$667/mo

6.52% rate (Certified Piston), 15% down, 20-year term, 50 hrs/yr assumption.

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Avionics

Cirrus Perspective+

Ownership Analysis

The SR20 G6 is Cirrus’s current-production entry-level SR-series model, introduced in 2017 with the Lycoming IO-390 (215 hp), Garmin Perspective+ avionics, and the Cirrus Airframe Parachute System. It serves both private owners and flight-training fleets that want a technically advanced trainer with a whole-airframe parachute.

Current production keeps factory support and parts availability strong, and the glass flight deck removes most avionics-modernization uncertainty. Training-fleet utilization is common, so hours and usage history should be weighed alongside logbooks, along with the CAPS repack schedule.

Strong Cirrus resale demand and current-production status give lenders good comparable-sales visibility and generally favorable collateral confidence. Loan terms fall under the Certified Piston tier.

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