
Aircraft Snapshot
- Airframe ClassTrainer Piston
- Passenger Capacity4
- Max Range550 NM
- Normal Cruise Speed120 KTAS
- Useful Load950 lbs
Acquisition & Financing
- Est. Acquisition Cost (Used)$80,000 - $140,000
- Financing Profile / LiquidityExtremely High
Operating Costs
- EngineLycoming O-320-E2D
- Engine TBO2000 hrs
- Fuel Type100LL
- Fuel Efficiency8 GPH
- Direct Operating Cost$110 / hr
Financed Cost of Ownership
$1,162/mo
Estimated all-in monthly cost of ownership
- Financing Payment$703/mo
- Operating Cost (Est.)$458/mo
6.61% rate (Certified Piston), 15% down, 20-year term, 50 hrs/yr assumption.
Avionics
Legacy / Upgraded
Ownership Analysis
The 172M represents the mid-1970s Skyhawk generation, built in an era when Cessna was producing Skyhawks by the thousands each year. It carries the carbureted Lycoming O-320-E2D (150 hp) and reflects the simplest, most straightforward end of the Skyhawk family: no pressurization, no complex systems, and an enormous existing fleet that keeps parts and mechanic familiarity strong despite the airframe’s age.
Most 172Ms still fly with original-era analog panels, so buyers wanting current navigation and ADS-B compliance should budget for an avionics modernization pass; many owners of aircraft this vintage instead keep panels simple and rely on portable or minimal equipment. Airframe corrosion history and prior damage are the primary condition variables to evaluate given the aircraft’s age.
Financing for an aircraft in this category is typically a small loan amount over a shorter term, and lenders tend to focus underwriting on logbook completeness and airframe condition rather than depreciation risk, since values for this generation of Skyhawk have long since stabilized.
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