How Aircraft Financing Works
March 9, 2026
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Financing an airplane is no small task. Here’s our guide on how to simplify the process.
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Whether you are adding a single turboprop or upgrading your executive jet, we establish commercial credit facilities that allow for rapid acquisitions.
We structure debt to align with your tax mitigation strategies, fully leveraging depreciation and off balance sheet mechanics to preserve your operating capital.
We underwrite pro forma charter revenue, freight contracts, and management agreements to maximize your borrowing power for fleet expansions or refreshes.
Acquiring a corporate aircraft should not require renegotiating your commercial banking covenants or tying up your operating lines of credit. We provide specialized, standalone capital for aviation assets. This allows you to execute a one-off capital acquisition cleanly and efficiently, without disrupting your existing institutional banking relationships or cross-collateralizing your primary business.
We understand your aircraft is a time-machine built to accelerate your core business.
From single-member LLCs to established corporate fleets, we provide structures that isolate the asset’s risk profile from your primary operations while ensuring the financing meets requirements for maximum tax efficiency.
Your fleet is your balance sheet. We understand the specific wear, high-cycle utilization, and revenue metrics of Part 135 operations.
From single-pilot cargo runs to managed passenger charter fleets, we provide the capital necessary to keep your capacity ahead of your demand.
Financing an airplane is no small task. Here’s our guide on how to simplify the process.
FLYING Finance’s annual planning tool makes it easy to understand the figures behind your next aircraft purchase.
The impending 100LL phase-out and the mechanic shortage. You cannot build a 10-year financial model for your flight school on a fuel source the government
Year to bring evolution, automation, and acquisition for the manufacturer. The Cirrus SR22 G7+ represents the pinnacle of single-engine piston aircraft technology in 2026, featuring Safe Return
The math of running a flight school used to be simple. In 2026, that equation is fundamentally broken. Between the impending phase-out of 100LL avgas,
Through FLYING Finance, pilots can obtain specialized and personalized loans for MOSAIC-compliant aircraft purchases.
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