Current Aircraft Financing Rates

Transparent, market-leading capital structures for piston, turbine, and light sport acquisitions.

10-Year Treasury: 4.12% | 30-Day SOFR: 3.64% | WSJ Prime: 6.75%

Source: Federal Reserve Bank of St. Louis (FRED)

 

EXPERIMENTAL / KIT

7.99%

*Starting rate. Up to 20-year amortization.

MOSAIC LIGHT SPORT

7.24%

*Starting rate. Up to 20-year amortization.

CERITIFED PISTON

6.99%

*Starting rate. Up to 20-year amortization.

TURBOPROP & JET

6.62%

*Starting rate. Up to 20-year amortization.

*Displayed rates represent a baseline market average for standard transactions. Factors such as good credit profiles, automated payments, increased down payments and other factors can unlock sharper, preferred-tier pricing. Specialized OEM partner programs may also apply.

The Underwriter's Brief

As the Federal Reserve stabilizes baseline rates through early 2026, we are seeing aggressive institutional appetite for late-model composite airframes and Part 135 turbine assets. While liquidity remains high for premium borrowers, underwriting guidelines for legacy airframes and experimental kits require specialized capital structures. Our proprietary network of aviation lenders allows us to secure fixed-rate loans with generous terms and amortization schedules.

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If you are stilling looking for an aircraft but would like to talk more about your mission and potential loan structures, we would love to talk to you.