Please note that the opt-out process may take up to 10 business days to become effective. During this period, you may still receive some messages from us.
- Privacy of Phone Numbers: Once you have opted out, we will not send you any more SMS messages, nor will we sell or transfer your phone number to another party.
- Access to Promotions and Discounts: You do not need to sign up for SMS Messages to receive information about current promotions. Current promotions can be found on our website.
- Changes to This Policy: As with any changes to the Privacy Policy, any changes to our SMS Marketing Policy shall also be made here and shall occur periodically.
Advertising Partners’ Use of Personal Information
We, our ad partners, and third parties may collect information about a user which enables us to recognize you when you access our website using different web browsers or devices. Our third party partners, such as web analytics companies and third party ad networks, may collect information about you and your online activities over time and across our website and other online properties via advertising identifiers and other technologies to support or deliver personalized advertising. This Privacy Policy does not cover the practices of our ad partners and we do not control our ad partners’ technologies.
For more information about our ad partners’ technologies, how they use the information collected by their technologies, and what options may be available to you, please visit our ad partners’ websites and review their privacy policies. Additional options, from participating companies and organizations, may be made available to you by visiting the DAA’s opt-out page, the EDAA’s country-specific opt-out pages, Digital Advertising Alliance of Canada Opt-Out Page, NAI Opt-Out Page and the Choices Opt-Out Page.
Webinar Hosts and Events
When you register for an event (i.e. webinar, virtual events, polls, channels, subscription, RSS feed, podcast, newscast, etc.) whether through free registration, subscription, ticket purchase, donation, or otherwise, in which you provide your Personal Information for the purpose of obtaining access to the event, then you consent to providing your Personal Information to the event organizer, hosts, presenters, and participants of the event. These organizers, hosts, presenters, and participants are not bound to treat your Personal Information in accordance with this Privacy Policy. You agree that we are not responsible for the actions of these organizers, hosts, presenters, and participants with respect to your Personal Information. It is important that you review the policies of these third parties relative to your Personal Information before providing your Personal Information to them as it relates to an event.
How We Respond to Do Not Track Signals and Similar Mechanisms
Some browsers may be configured to send Do Not Track signals to websites or users may use similar mechanisms to indicate a user’s preference that certain web technologies not be used to track the user’s online activity. Our website does not accept or process Do Not Track signals or similar mechanisms.
How We Protect Your Information
The privacy and protection of your Personal Information are vitally important to us. Any statistics regarding your Flying Finance website usage that may be reviewed by our management or staff or shared with prospective or existing partners are provided in the aggregate only and do not include any personally identifiable information, unless we have stated otherwise at the point of collection of your Personal Information. When products or services are purchased on the Flying Finance site through the use of a credit card, individual payment information is processed via a secure, third-party server, as noted above, and is not otherwise disclosed outside of Flying Finance.
No data transmission over the internet can be guaranteed to be 100 percent secure. Accordingly, despite the safeguards in place to protect your Personal Information, Flying Finance cannot ensure or warrant the security of any information you transmit to us with respect to our online products or services. You transmit all such information at your own risk. However, once we receive your Personal Information, we will undertake commercially reasonable efforts to ensure its security on our systems.
Please note that if you use any bulletin board, chat room, blog, comment posting feature, or other public communication service, forum, or feature offered through the website, or post any information available for viewing by other users, any of the information that you share will be visible to other users. The information that you make available can be read, used, and collected by other users to send you unsolicited messages outside of the website. Flying Finance is not responsible for the manner in which any information that you decide to share in this context will be used by other users.
To help protect privacy and the security of your information, you may be asked to provide additional information to verify your identity and/or ownership rights prior to our exercising any applicable data rights. If we are unable to verify your identity or ownership rights to the data, we may not be able to provide you with data rights until you are able to provide us with proper documents.
Who Has Access to Your Information
Our policy is not to share user information, including personal information, we collect with third parties other than as specified below, or unless a user expressly consents to our sharing of certain information with a third party. We may share user information with third parties under the following circumstances:
- We may disclose user information to certain third-party vendors in connection with the delivery of products or services related to the Flying Finance website, including, for example: in order to facilitate the website; to provide the website or portions of the website on our behalf; to perform related services, including without limitation, maintenance services, database management, fulfillment, web analytics, and improvement of the features or functionality; or to assist us in analyzing how the website is being used. In such cases, these third parties are generally under the same privacy obligations as are set forth in this Privacy Policy.
- Occasionally we make our mailing list available for purchase to select partners — those parties together with whom we offer certain of our products and services — for the distribution of informational material. These partners have been screened by Flying Finance for relevancy and are granted use of the addresses. You have the ability to opt out of this use of our mailing list at any time by sending an email to legal@flyingfinance.com
- Where one of our products or services is offered in conjunction with another named organization or company, it may be necessary for us to share user information with that entity in order to provide such “co-branded” services to you. If you choose to share your data with a provider of a co-branded service, you should understand that those providers may have different privacy policy practices. Flying Finance has no control over and accepts no liability for these providers’ practices.
- Finally, in some instances Flying Finance may be under a legal obligation to disclose user information. For example, we may disclose user information to comply with the law in response to a subpoena served to Flying Finance; to enforce or apply the Privacy Policy or any other terms, conditions, or policies applicable to our website; to protect the rights, property, or safety of Flying Finance, our website users, or others; or to prevent activity that we believe, in our sole discretion, may be or may become illegal, unethical, or legally actionable.
How Long Your Information May Be Retained
We do not store your credit card information beyond the time required to process your payment for a product or service, but we may keep other user information on file indefinitely. Unless you specifically ask us to delete your personal information, we retain your personal information as long as it is necessary to comply with our data retention requirements and provide you with services and the benefits of the Flying Finance website and platform and to successfully run our business. However, even if you request a deletion, we may be required to maintain your information for as long as necessary to:
- comply with our legal or regulatory compliance needs (e.g. maintaining records of transactions you have made with us);
- to exercise, establish or defend legal claims; and/or
- to protect against fraudulent or abusive activity on our service.
This means we may keep different information for different periods. If your account is canceled because you have not used it in a long time, we may delete this information right away.
There may be occasions where we are unable to fully delete, anonymize, or de-identify your information due to technical, legal, regulatory compliance or other operational reasons. Where this is the case, we will take reasonable measures to securely isolate your personal information from any further processing until such time as we are able to delete, anonymize, or de-identify it.
How to Correct Inaccuracies and How to Notify Us of Improper Sharing of Information
If you purchase a Flying Finance service or product online, we may send you a confirmation email confirming your new account, product and/or service. The message will be sent to the address that you supplied to us and will describe ways for you to correct, or otherwise change or delete, the account information you provided.
If any information is shared about you that is suspected of violating our terms of use or is unlawfully posted you should report such by emailing us at legal@flyingfinance.com
How to Request Deletion of Your Personal Information
You may request for us to delete your personal information by visiting your account settings or, if such service is unavailable to your account, by emailing us at legal@flyingfinance.com or by mail to Flying Financial Group LLC, Attn.: Legal Department, 605 Chestnut Street, Ste 800, Chattanooga TN 37450. Please note that deletion requests may result in the inability to proceed with your intended interactions or transactions with Flying Finance or otherwise receive the full benefit of products and services.
How to Withdraw Consent
In addition to the opt-outs and unsubscribing as set forth in this Privacy Policy, you may request to withdraw your consent to use your Personal Information by visiting your account settings or, if such service is unavailable to your account, by emailing us at legal@flyingfinance.com or by mail at Flying Financial Group LLC Attn.: Legal Department, 605 Chestnut Street, Ste 800, Chattanooga TN 37450.
When you interact with Flying Finance, you consent to this Privacy Policy and to the collection, use, disclosure and retention of personal information as set out in this Privacy Policy. You may withdraw your consent at any time, subject to legal or contractual restrictions and reasonable notice. However, in some circumstances, we may have to limit the products and services provided to you.
Withdrawing your consent for integral purposes. You may withdraw your consent for purposes that are integral to the provision of our products and services, but then you might not be able to proceed with your intended interactions or transactions with Flying Finance, or otherwise receive the full benefit of Flying Finance’ products and services.
Withdrawing your consent for additional purposes. You may also withdraw your consent for purposes that are not integral to the provision of our products and services. Withdrawing your consent for additional purposes that are not integral to the provision of our products and services will not impact the provision of our products and services to you. Those additional purposes include:
- to communicate with you for the purposes of providing you with advertising and marketing messages pertaining to additional products or services that may be of interest to you;
- to administer and facilitate your participation in promotions related to Flying Finance events and products; and
- to conduct surveys on the quality of our products and services.
Withdrawing your consent to email communications.
We may, on occasion, send email to you about Flying Finance products or services, and third-party products or services. If you do not want to receive email from us, visit the “Opt-Out” or “Unsubscribe” link at the bottom of any such email to remove yourself from continued receipt of such email messages.
To withdraw your consent, you may contact us by emailing us at legal@flyingfinance.com or by mail to Flying Financial Group LLC, Attn.: Legal Department, 605 Chestnut Street, Ste 800, Chattanooga TN 37450.
International Transfer
Please note that Flying Finance is based in the United States and the Flying Finance website is hosted on servers located in the United States. If you use the Flying Finance website from outside the United States, please note that your information may be transferred to and maintained on computers and servers located outside of your state, province, country, or other governmental jurisdiction, where privacy laws may not be as protective as those in your jurisdiction. Your consent to this Privacy Policy, followed by your submission of information through the Flying Finance website, represents your agreement to the transfer of such information to the United States and the handling of your information consistent with applicable United States law.
Children’s Privacy
We are committed to protecting the privacy of children. Users must be at least thirteen (13) years of age to access and use the Flying Finance website. By using the Flying Finance website, you represent and warrant that you are thirteen (13) years of age or older and that you consent to this Privacy Policy, and all other applicable terms, conditions, and policies. If we believe that you are under the age of thirteen (13) or that you are not old enough to consent to and be legally bound by this Privacy Policy, we may, at any time, in our sole discretion, and with or without notice: (i) terminate your access to or use of the Flying Finance website (or any portion, aspect, or feature), or (ii) delete any content or information that you have posted through the Flying Finance website.
State Specific Rights
If you are a Vermont resident, you may have the following rights:
Flying Finance, will not share your non-public personal information with unaffiliated third parties unless you authorize us to make those disclosures without your consent, other than as permitted by law.
If you are a California resident, you may have the following rights:
- Access: You may have the right to access:
- the categories of Personal Information we have collected about you,
- the sources from which that information was collected,
- the business or commercial purpose for collecting your Personal Information,
- the categories of third parties with whom we share your Personal Information
- the specific pieces of Personal Information we have collected about you,
- the categories of Personal Information we sold about you ,
- the categories of third parties to whom we sold Personal Information about you, and
- the categories of Personal Information we disclosed for a business purpose.
- Deletion: You may have the right, under certain circumstances, to request that we delete the Personal Information you have provided to us.
- Non-discrimination: You have the right to be free from discrimination related to your exercise of any of your California privacy rights.
- Verification: In order to protect your Personal Information from unauthorized access or deletion, we may require you to verify your credentials before you can submit a rights request. If you do not have an account with us, or if we suspect that your account has suffered fraudulent or malicious activity, we may ask you to provide additional Personal Information for verification.
- Authorized agents: You may use an authorized agent to submit a rights request. If you do so, the authorized agent must present signed written authorization to act on your behalf, and you will also be required to independently verify your own identity directly with us and confirm with us that you provided the authorized agent permission to submit the rights request. This verification process is not necessary if your authorized agent provides documentation reflecting that the authorized agent has power of attorney to act on your behalf under Cal. Prob. Code §§ 4121 to 4130.
- Right to Know: You have the right to know the categories of Personal Information, categories of sources, and/or categories of third parties related to the processing of your Personal Information.
- What you can do to manage your privacy: You have choices when it comes to managing the privacy of your Personal Information, those are set out herein.
- Privacy Settings, Opt Outs, and Marketing: You may update your privacy settings by visiting your account settings and opting out of and unsubscribing to certain services.
- Cookies and other tracking technologies: You may be able to opt-out of interest based advertising by visiting the Digital Advertising Alliance of Canada Opt-Out Page, NAI Opt-Out Page and the Choices Opt-Out Page.
- Your Right to Limit Information Sharing: You have the right to limit our sharing of your information to both affiliates and third-parties for marketing purposes by opting out of services and unsubscribing.
Please note that we may claim legal exemptions for certain types of Personal Information from all or certain parts of the CCPA pursuant to various CCPA exemptions.
Future Changes to the Flying Finance Website and to this Privacy Policy
From time to time, we may use information collected through our website for new, unanticipated uses not previously disclosed in this Privacy Policy. If our information practices change at some time in the future, we will post changes to this Privacy Policy on the Flying Finance website. If you are concerned about how your information is used, please bookmark this page and check back periodically. The information we gather is and will be subject to the version of this Privacy Policy in effect at the time the information is gathered.
If you believe that our website or use of your Personal Information does not follow this Privacy Policy, or if you have any further questions, please contact us:
Flying Finance Group LLC
Attn: Legal Department
605 Chestnut St., Ste 800
Chattanooga, TN 37450
Email: Legal@flyingfinance.com
