Cirrus Financing / Cirrus SR22
Cirrus SR22 high-performance single-engine aircraft with CAPS parachute system
Cirrus High-Performance Single

Cirrus SR22: Specs, Performance & Price

The best-selling high-performance single in the world — and the airplane that made the whole-airframe parachute normal. Specs, an honest owner's review, and financing.

The SR22 didn't just win its category — it rewrote it. It has been the world's best-selling GA airplane every year since 2003, and Flying has called it essentially the most sophisticated single-engine civilian airplane ever built. Fast, composite, glass, and parachute-equipped — this is the default modern cross-country single.
Cirrus SR22 G7 — current production
EngineContinental IO-550-N
Horsepower310 hp
Seats5 (60/40 flex)
Max cruise speed183 ktas
Best-economy cruise~165 kt @ ~13.5 gph
Max range~1,169 nm
Useful load~1,100 lb
Max takeoff weight3,600 lb
Usable fuel92 gal
Service ceiling17,500 ft
SafetyCAPS whole-airframe parachute (standard); FIKI optional
Dimensions (span / length / height)38 ft 4 in / 26 ft / 8 ft 11 in
Typical priceNew G7 ~$845k (GTS ~$1.05M) · Used G3–G5 ~$350k–$700k

For the flight levels and known-ice, see the turbocharged SR22T (25,000-ft ceiling). For training and step-in, see the SR20. Figures are G7 manufacturer data; earlier generations vary.

Who it's actually for

Aviation Consumer frames the SR22 market cleanly: for an owner stepping up from a Cherokee or Skyhawk it's a major leap in speed, technology, and mission; for someone stepping down from a piston twin or a turbine, it's a big cost saving with genuine cross-country capability. Their two cautions are the ones every buyer should hear: don't underestimate maintenance costs, and treat transition and recurrent training as non-negotiable — it's exactly why Cirrus created its Embark program to get pre-owned buyers properly trained.

The parachute, honestly

CAPS was controversial from day one — as Flying's history of the airplane recounts, some pilots argued the chute gave pilots emotional license to take risks they otherwise wouldn't. The early data bore the concern out: Aviation Consumer's accident analysis found the SR-series' fatal rate initially ran higher than the general-aviation average despite the parachute — then fell to among the industry's lowest once training began emphasizing actually pulling it. That's the one lesson every SR22 buyer should internalize: the parachute only saves you if you use it, and the training is what makes the airplane as safe as its record now shows.

Performance and the way it flies

The 310-hp Continental turns in a 183-knot max cruise and a genuine ~1,169 nm of range — real cross-country legs, with a best-economy setting near 165 knots on about 13.5 gph. Flying notes the distinctive SR feel — the side-yoke, and how the airframe evolved from the light-feeling early cars to today's more substantial machine; the G3's new, stronger, faster wing added nearly an hour of fuel, and the Perspective-by-Garmin cockpit brought the big-screen panel. The one ceiling to know: the naturally aspirated SR22 tops out at 17,500 feet — cross the weather and the terrain out West and you'll want the turbocharged SR22T.

What it costs to own — and to finance

The composite airframe rewards a Cirrus-experienced pre-buy; budget for it, and for the maintenance reality Aviation Consumer flags. The offset is liquidity: the SR22 has the deepest resale market of any modern single, which makes it strong, well-understood collateral. New G7s run ~$845k–$1.05M; clean used G3–G5 examples land ~$350k–$700k. It finances as a certified single — terms up to 20 years, as little as 15% down.

Financing an SR22?
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New G7 or a pre-owned G3–G5, the SR22 is the most financed high-performance single there is — lenders know it cold. Get a real number before you shop.

How it stacks up

The Cirrus piston line, and its cross-shop
 SR20SR22SR22TBonanza G36
Engine215 hp310 hp315 hp turbo300 hp
Max cruise155 kt183 kt213 kt176 kt
Ceiling17,500 ft17,500 ft25,000 ft18,500 ft
ParachuteCAPSCAPSCAPSNone
Best forTraining / step-inAll-round XCAltitude & weatherClub seating / legacy

Below it, the SR20 is the trainer and step-in; above it, the SR22T adds turbo altitude and known-ice. Cross-shopped against a Bonanza, the SR22 trades the Beech's club cabin and legacy feel for speed, glass, and the parachute. And when the mission finally outgrows a piston single, the SR owner's natural next step is the Vision Jet.

Cirrus SR22 high-performance single-engine aircraft with CAPS parachute system

Cirrus SR22 FAQ

How much does a Cirrus SR22 cost?

A new SR22 G7 starts around $845,000 and passes $1M optioned as a GTS; used G3–G5 models run roughly $350,000–$700,000 by generation and equipment. Estimate a payment here.

How fast is the SR22?

Max cruise is about 183 knots true; best-economy cruise is near 165 knots on roughly 13.5 gph, giving a range around 1,169 nm.

SR22 or SR22T — what's the difference?

The turbocharged SR22T makes 315 hp, cruises up to 213 knots, and is certified to 25,000 feet with a known-ice option — worth it if you fly high, over mountains, or in weather. The naturally aspirated SR22 tops out at 17,500 feet and costs less to buy and maintain.

Is the CAPS parachute actually safe?

The SR-series' fatal accident rate started higher than the GA average but fell to among the industry's lowest as training emphasized deploying CAPS. The takeaway: the parachute works when pilots use it, and transition training is essential.

Can you finance a Cirrus SR22?

Yes — it finances as a certified single with terms up to 20 years and as little as 15% down, and it's among the most liquid collateral in general aviation. See your rate.

Sources: Flying, A Cirrus SR22 Photo History; Aviation Consumer, Cirrus SR22 used-aircraft guide and the magazine's SR-series accident analysis. Specifications from Cirrus G7 data.