Finance Calculator

Aircraft Finance Calculator


Try Our Aircraft Loan Calculator






Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Ready to start your aircraft financing journey?

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Three Simple Components

Components of an aircraft loan

Interest rate

Interest rates for aircraft loans vary depending on credit worthiness.

As a general rule of thumb, look to current home mortgage rates for borrowers in your credit rating to determine what your aircraft loan rate could be.

Down payment

Most aircraft loans require a 15-20% down payment.
Depending on the age, type of aircraft, and whether it is for personal use or charter, that percentage will vary. The best way to find out your down payment needs is to reach out to us to connect with one of our aviation finance specialists.


Typically, terms are between 10-20 years.

Those terms will vary depending on the age and use of the airplane and will vary by model. If you want shorter terms, we do have lenders that can work with you to achieve your payment goals.

Frequently Asked Questions

You might have some questions about financing an aircraft, and thats okay! 
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What is the average loan rate for aircraft?

The rate for the loan will be dependent on your credit worthiness. Using our aircraft loan calculator, you’ll be able to adjust the interest rate and amortization to determine what your monthly payment could be.

Can I get my local bank to finance my airplane?

The short answer is “probably not.” Most banks don’t understand aviation financing or how to underwrite planes. We have access to capital markets that do understand airplanes, and want to get you approved to fly.

Is it easy to finance my airplane?

Financing an airplane is much closer to financing a home than it is financing a car, an RV, or a boat. The documentation process and underwriting process cause for it to often times be frustrating, but by using our online application and high-touch service, we make the process much more enjoyable.

Is it hard to get an aircraft loan?

Using our online aircraft financing application, you can easily find out if you qualify for a loan. Be prepared for any aircraft purchase over $125,000 to provide tax statements, bank statements, and other proof of credit worthiness.